Personalized Retirement Counseling through Empower
Take an active role in your retirement planning with these helpful tools and resources. You can learn how to use online retirement plan tools, make contribution rate or allocation revisions, discuss retirement readiness, investment choices, account reviews, rollovers, and more.
Contact your Empower consultant for each region:
- Orange County: Brian Hand (support available in English)
- San Diego: Melissa Diaz (support available in English and Spanish)
To schedule an appointment, visit https://rady.empowermytime.com.
Comprehensive Portfolio Financial Planning through Morgan Stanley
In addition to Empower’ s retirement counseling, which is focused on the 403(b) and 457(b) plans, Fiduciary Consulting Group (a business of Morgan Stanley) provides you access to complimentary financial planning services for your entire portfolio.
A financial advisor can help:
- Review your retirement portfolio and investment strategy
- Plan for your savings goals
- Access financial education resources
To schedule an appointment, email finwell@morganstanley.com or call 312-443-6007.
Medicare Planning through Transitions Benefit Group (TBG)
TBG provides personalized, one-on-one support to help navigate Medicare, retirement planning, and so much more, empowering you to make informed decisions.
Services include:
- Medicare education and enrollment guidance
- Social Security planning
- Caregiver support
- Affordable Care Act (ACA) guidance
- Alternative dental/vision options
Visit the member hub for details. For questions you, can email accountsupport@transitionsrbg.com or call 800-936-1405.
Support through the Employee Assistance Program
The Employee Assistance Program (EAP) provides resources for social and emotional support as you are transitioning into retirement. It's available through CuraLinc for Orange County employees, and through Magellan for San Diego employees. You have eight free sessions per year. Onsite behavioral health counseling is available through Evernorth in both Orange County and San Diego.
For Orange County employees only: CuraLinc EAP
Employee Assistance Program
SupportLinc powered by CuraLinc offers expert guidance to help address and resolve everyday issues. Get in-the-moment support from a licensed clinician 24/7/365 when you need help with life’s ups and downs. Your first eight counseling sessions are provided at no cost.
Through SupportLinc powered by CuraLinc, you can get help with:
- Stress/emotional issues
- Anxiety and depression
- Bereavement
- Legal questions or concerns
- Marital/family conflicts and relationship issues
- Childcare and senior care
- Financial problems
- Alcohol/substance abuse
- Work-related issues
SupportLinc powered by CuraLinc also provides access to:
- Textcoach: Personalized coaching with a licensed counselor via your mobile device or desktop
- Animo: Self-guided resources to improve focus, well-being, and emotional fitness
- Virtual Support Connect: Moderated group therapy sessions on an anonymous, chat-based platform
Call (888) 881-LINC (5462) or visit the SupportLinc powered by CuraLinc website to get started.
WorkLife Services
When you need help finding elder care, childcare, household services, all-night pharmacies, and more, reach out to SupportLinc powered by CuraLinc. With one quick call, SupportLinc powered by CuraLinc’s resource specialists will search and make phone calls to find options that meet your needs. You’ll receive up-to-date details, including what services are offered, how much they cost, professional credentials, and contact information, so you can quickly find the resources you need when you need them. To speak with a resource specialist, call (888) 881-LINC (5462) or visit SupportLinc powered by CuraLinc and enter code rady.
For San Diego employees only: Magellan EAP
Employee Assistance Program
Our Employee Assistance Program (EAP) is here to support you and your household with confidential, no-cost services designed to help you thrive.
Services include:
- Counseling with Appointment Assist: Licensed counselors available in-person, phone, video, text, or chat; scheduling help provided.
- Wellbeing Coaching: Up to six phone or video sessions to support personal goals like healthy eating and self-improvement.
- Digital Emotional Wellbeing: Programs for anxiety, stress, grief, depression, chronic pain, and more, with progress tracking.
- Financial, Legal & Identity Theft Help: Expert advice on finances, legal issues, credit restoration, and access to legal forms.
- LifeMart® Discounts: Savings on brand-name products, travel, childcare, elder care, fitness, and entertainment.
- Work-Life Services: Referrals and guidance for childcare, adult care, education, home improvement, and emergency prep.
Visit Member.MagellanHealthcare.com or call 800-327-9298 (TTY 711) to get started. The program includes up to 8 free counseling sessions.